Finance
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Three Words to Wealth
Everyone wants to be wealthy. Yet only a handful ever make it to the billionaire’s club. What do they know that the rest of us don’t? It boils down to three simple words. Not complex formulas, not a hidden treasure map—but three concepts that the financially savvy live by. 1. Asset An asset is anything Continue reading
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The World and Its Thousand Problems: A Distraction from the Self
Morality is the way we want the world to run but economics is the branch that documents the actual way the world works. And somewhere between this ideal and reality lies a world choked with problems—both grand and ordinary. There is water scarcity, environmental degradation, climate uncertainty, corruption, economic downturns, unemployment, the widening gap between Continue reading
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Why Most People Stay Poor: They Avoid Learning About Money
For most people, finance feels like a headache. It seems complicated, full of strange words and confusing ideas. So, they avoid it. They avoid money talks, financial news, or anything to do with investment or inflation. But here’s the truth: what you don’t know is your biggest weakness. And not understanding finance comes at a Continue reading
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When the Strait Narrows
In a small corner of the map, where the Persian Gulf meets the Arabian Sea, lies a narrow waterway just 39 kms (21 miles) wide—the Strait of Hormuz. It may not look like much, but it’s one of the world’s most important lifelines. Nearly one out of every five barrels of oil travels through this Continue reading
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Why Coins Matter More Than Banknotes in a Crisis
We often use the words money and currency as if they mean the same thing, but in reality, they are not. The difference may seem subtle during times of normalcy, but in moments of crisis—economic collapse, war, political upheaval—this distinction becomes critical. Understanding the concepts of intrinsic and extrinsic value helps explain why metal coins, Continue reading
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Why Keeping Cash Is Still a Wise Decision
On 28 April 2025, large parts of Spain and Portugal were plunged into sudden darkness as a major power outage disrupted everyday life. The failure was widespread and affected millions. ATMs stopped working, card machines failed, internet access became patchy and digital payment systems were rendered useless. In a matter of minutes, modern society was Continue reading
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The Illusions We Live By
From the moment we open our eyes to the world, we are fed a series of beliefs—some comforting, some misleading and many that shape our entire existence. But what if the truths we hold dear are mere illusions? Let’s break down a few illusions that have been ingrained in us and contrast them with reality. Continue reading
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The Twin Pillars of Financial Success
Albert Einstein famously remarked, “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” This statement captures the transformative power of compounding far better than any textbook explanation. When you truly understand how compound interest works, you unlock the secret to growing wealth Continue reading
bhaskar saikia 