Finance
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Three Things the Market Taught Me in Twenty Years
As the year folds into itself and a new one waits at the doorstep, we do what humans have always done—we plan. New routines, new hopes, new resolutions. Amid these, financial planning often finds its way into our lists, sometimes driven by aspiration, sometimes by anxiety. After spending over two decades in the stock market, Continue reading
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20 years since my ‘First Step’ into the Stock Market
Today—24 November 2025—marks a significant milestone in my life. Exactly 20 years ago, on this date in 2005, I made my first stock purchase. I was still a teenager then, and investing in the stock market was far from common at that age. But I already had opened a demat account, and my father lent Continue reading
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The Three Pillars of True Freedom
As I’ve moved through different seasons of life, I’ve come to realize that true freedom is not about owning more things, reaching a certain status, or even having the ability to make choices on a whim. Instead, it rests on three main elements that are equally important and deeply connected: health, money, and time. 1. Continue reading
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The True Spectrum of Money
Most conversations about money end up being about one thing — income. How much comes into your bank account every month seems to define how well-off you are. But money, when looked at deeply, reveals multiple stages and layers. Being financially secure, financially free, rich, and wealthy — these are not synonyms. They are distinct Continue reading
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Three Hobbies for a Balanced Life
Life feels a little fuller when we make time for hobbies. They’re not just ways to pass the hours—they’re investments in ourselves. A good hobby can build skills, bring joy, or even transform into something bigger. To keep things balanced, I’ve found it helpful to think of hobbies in three categories: one that helps you Continue reading
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Inflation Is Good—In the Right Dose
When we think of inflation today, we often imagine rising grocery bills, expensive fuel, and headlines warning of economic instability. But history tells us a different—and surprisingly positive—story. Take 16th-century Spain. The Spanish conquistadors, Hernán Cortés and Francisco Pizarro, returned from the New World with staggering amounts of gold and silver. Seville became the financial Continue reading
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The Greatest Invention – And Our Greatest Prison
When the steam engine began pulling locomotives across continents, it transformed our world. Distances once thought insurmountable could now be conquered with ease, and humanity entered a new era of exploration and industrial growth. The steam engine undeniably fueled the Industrial Revolution, laying the foundation for the modern age. But was it the most impactful Continue reading
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We’re All Escapists: And That’s Exactly the Problem
What’s the purpose of life? To chase dreams or to seek bliss? Maybe both. Maybe they’re the same. As Mark Zuckerberg once said, when asked about his work hours—“Define work. I just play.” When you follow your dream with sincerity, life can indeed feel like play. But does that mean life is without tragedy? Not Continue reading
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Invented: New Warfare
We often imagine war through the lens of history: tanks rumbling, bullets flying, soldiers dying. But what if the deadliest wars of our time are being fought not on battlefields, but in boardrooms and bank networks—without a single bullet fired or a single drop of blood spilled? Welcome to the age of financial warfare, the Continue reading
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Three Vital Lessons School Forgot to Teach
Have you ever stepped out of school feeling like you aced the exams but somehow missed out on how to live life? You’re not alone. Our education system teaches us many things, but often skips the three most vital lessons—the ones that truly matter to every single human, regardless of class, country, or creed: 1. Continue reading
bhaskar saikia 